Understand the importance of accurate insurance replacement valuations and how professional valuations protect you from risk. From homes and commercial buildings to unique or historic properties — these posts help property owners ensure they are correctly covered before disaster strikes.
How Often Should You Update Your Insurance Replacement Valuation? How Often Should You Update Your Insurance Valuation? Many South African property owners take out building insurance once — and then forget about it. Years later, they assume they’re still covered……
Why Your Insurance Might Not Cover the Full Cost to Rebuild Your Property Property Underinsured? Many property owners believe they’re fully insured — until disaster strikes. Only then do they realise their policy doesn’t cover the full cost of rebuilding.…
How to Calculate the Correct Property Insurance for Your Property Calculate the Correct Property Insurance Amount – Choosing the right sum insured for your property isn’t as simple as guessing or using your last sale price. In South Africa, getting it wrong…
What’s the Difference Between Market and Insurance Value? The Difference Between Market and Insurance Value – Many property owners confuse market value with insurance value. They sound similar — but they serve very different purposes. Using the wrong one when arranging insurance can…
Does My Insurance Cover Full Rebuild Cost? If your house burned down tomorrow, would your insurance cover the full cost to rebuild it — or would you be left with a major shortfall? Many South African property owners are surprised…